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Funeral Benefit

One less worry when it matters most.

Ease the burden of final expenses with a funeral benefit that brings dignity and support in difficult times.

How it works

A funeral benefit is payable from the fund in the event of the death of a member, spouse or a child. The benefit payable is as follows.

MemberAmount
Spouse (regardless of the number of spouses)R100 000
Child aged 14 to 25 (21 to 25, proof of study will be required)R100 000
Children (Aged 6 to 13)R50 000
Children (Aged 1 to 5)R20 000*
Children (Stillborn to 11 months)R20 000*

* Cover Amounts are limited by regulatory requirements to R20 000 for children aged under 14 years old.

The funeral benefit of R100 000 is also payable when a member who exited the Fund through retirement dies.

It takes the Fund 48 hours to process the claim after all required documents have been received.

REPATRIATION OF MORTAL REMAINS

We assist the bereaved family and next-of-kin with the road or air repatriation of the mortal remains of beneficiaries to a funeral home closest to their normal place of residence. Repatriation is arranged when the deceased’s body is more than 100km from their place of residence, within South Africa and neighbouring countries i.e. Lesotho, Namibia, Mozambique. All the arrangements to transport mortal remains as requested by the family are managed and special care is taken to consider particular customs and beliefs.

Member – If claimed by Employer

  • Funeral claim form MW17 – fully completed and basic salary must be filled in (Back of application Group Life Assurance)
  • Certified ID/passport copy
  • Death certificate – if not a Home Affairs issue (a handwritten or unabridged death certificate is not valid (BI-1663 / Notification of death)
  • Bank account confirmation

NOTE

  •  If a claim member passes on and a computerised death certificate is issued, no BI-1663 is required
  • If a claim member passed on and the issue is a handwritten certificate from home affairs, a BI-1663 is required
  • Foreign nationals must present an unabridged death certificate (also country of origin and ID no.)
  • If a foreign national member passes on and only an abridged death certificate is presented, the claim will not be valid.

Member – If claimed by beneficiary

  • Funeral claim form MW17 – fully completed basic salary must be filled in (Back of application Group Life Assurance)
  • Certified ID/passport copy of the deceased and applicant
  • Death certificate (BI-1663 if it is a hand-written document)
  • Bank account confirmation

NOTE

  • If a claim member passes on and a computerised death certificate is issued, no BI-1663 is required
  • If a claim member passed on and the issue is a handwritten certificate from home affairs, a BI-1663 is required
  • Foreign nationals must present an unabridged death certificate (also country of origin and ID no.)
  • If a foreign national member passes on and only an abridged death certificate is presented, the claim will not be valid
  • Certified ID/passport copy of the spouse or the nominated person (from the deceased family)
  • Marriage certificate (and/or) customary union letter from one of the family members from each side with certified copies of ID
  • Letter of guardianship (if children are on the claim)
  • Letter of biometrics or biometrics (applicable to residents from Mozambique).
  • Affidavit from one of the beneficiaries

Spouse

  • Funeral claim form MW17 – fully completed
  • Certified ID/passport copy of the deceased and applicant (if not the spouse – a nominated person)
  • Death certificate
  • BI-1663 (if the death certificate is a handwritten certificate)
  • Marriage certificate (or customary union letter from one of the family members from each side with certified copies of ID)
  • Letter of biometrics or biometrics (applicable to residents from Mozambique)
  • Affidavit from one of the beneficiaries

Child

  • Funeral claim form MW17 – fully completed
  • Certified ID/passport copy of the deceased and applicant
  • Birth certificate (abridged not valid)
  • Death certificate
  • BI-1663 (if the death certificate is a handwritten certificate)
  • Letter of biometrics or biometrics (applicable to residents from Mozambique)
  • Affidavit from one of the beneficiaries
  • If the child is over 21 years of age:
    • Proof that the child was a student or
    • Proof that the child was a dependent

A REMINDER

  • Married (if applicable) to provide a girlfriend statement acknowledging that he has a child with the member
  • If not married (and applicable) to provide an affidavit of support to the girlfriend or child (witnessed by commissioner of oath) as proof that he was not married and acknowledged the child as his
  • Complete the claim form
  • Get the employer to sign the claim form
  • Prepare and ensure you have all required, supporting documents
  • Submit the signed claim form with all supporting documents to your HR Office

FOR CLAIMS, PLEASE CONTACT YOUR HR DEPARTMENT

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