Your contributions are invested in a diversified portfolio spanning South African and global markets — equities, bonds, property, and more.
In 2025, MWPF delivered 23,20 % investment returns — above the 14.60% achieved in 2024, and 12.00% achieved in 2023 — despite global market volatility.
Your investment targets: CPI + 4.5% per year during your working years, and CPI + 3.5% in the five years approaching retirement.
A Manager Development Programme allocates 10% of assets to emerging, transformation focused asset managers.
As you approach retirement, your investment mix automatically adjusts to protect what you have built through the Life-Stage Model.